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Uninsured and Underinsured Motorist Claims

By Aline Miranda on January 27, 2014

In California, all drivers are required to carry auto insurance regardless of whether they drive a high-end new car or one that is old and not in the best shape. Unfortunately, many drivers do not carry insurance either because they cannot afford it, have allowed it to lapse, have a driving record which prevents them from obtaining it, or fail to understand its importance. Insurance industry studies concerning auto coverage have shown that as many as one out of four drivers drive without any form of insurance or have too little coverage to handle the consequences should they be involved in a major accident. This can create a difficult situation for those who are injured by these uninsured or underinsured drivers.

Most auto insurance policies have provisions for this which drivers can add to their policies when they purchase them. These provisions allow the injured driver to make a claim with his own insurance carrier should he or she be involved in an accident with an uninsured or underinsured driver. Dealing with your insurance carrier in this situation, however, can be frustrating and difficult. Your own insurance carrier will often use various tactics to discount or deny your claim. Even if you have been with the same company for years, your claim may not be viewed favorably; insurance companies are in the business of staying highly profitable which means paying out as little as possible.

In the case of uninsured and underinsured policy provisions, it is important to ensure that you read and understand them. That can be problematic as, in general, policies are not written in language that the ordinary person can understand. Especially if you are involved in an accident in which you are due compensation because of the negligence of an uninsured or underinsured driver, you will need the assistance of reputable attorney who can help.

Car Accident Attorney In San Diego, California

Unfortunately, car accidents occur continually on the roads and highways in California, especially in densely-traveled areas such as San Diego. The consequences of these accidents can be devastating, leaving a trail of enormous property damage, injured and killed victims. Dealing with an insurance company in the aftermath of such an accident can be difficult. Having a legal advocate in your corner can make a difference in the damages you are able to obtain for your losses.

In the greater San Diego area, you can get legal help for this matter from Eugene Bruno & Associates Mr. Bruno is an experienced personal injury lawyer who knows how to counteract insurance company tactics that may be used against you to keep the compensation owed you to an unacceptable minimum. He has a success rate of 99.7 percent which demonstrates the competence and commitment he employs in every case he represents. If you have been involved in a traffic accident, contact his firm to discuss your case in a free consultation.